by Desert Springs Pools and Spas BUILD YOUR POOL

FINANCING

Finance your pool with Lyon Financial from $386/mo.

Optima pools are financed through Lyon Financial. Pre-qualification takes minutes, won't affect your credit score, and you can see your exact monthly payment for any package inside the configurator before you commit to anything.

CONFIGURE + SEE MY MONTHLY

SOFT-PULL PRE-QUAL SEE YOUR RATE FIRST FROM $386/MO

MONTHLY BY PACKAGE

Estimated monthly payments by package.

Below are the estimated monthly payments based on a 7.00% APR over a 20-year term. Your actual rate is set by Lyon Financial based on your credit profile.

Essential

8' × 15' · 120 SQ FT

From $386/mo

★ MOST CHOSEN

Select

10' × 20' · 200 SQ FT

From $403/mo

Premier

12' × 25' · 300 SQ FT

From $427/mo

Signature

15' × 30' · 450 SQ FT

From $480/mo

Financed by

LYON FINANCIAL

Estimated monthly payments shown are for illustration only. Calculations based on each package price financed at a 7.00% APR over a 20-year (240-month) term, with no down payment. Actual rate, term, payment, and approval are determined solely by Lyon Financial based on your credit profile and loan terms. Some applicants may receive higher or lower rates. Financing offered through Lyon Financial, an independent third-party lender. Pre-qualification is a soft credit pull and does not affect your credit score. Optima Pools by Desert Springs is not a lender, broker, or financial institution.

THE PROCESS

How the financing process works.

Approval and final terms are determined by Lyon Financial based on your credit profile. The configurator gets you an estimate in under two minutes.

Configure your pool.

Use the online configurator to pick your package and any add-ons. Your total project price is calculated in real time as you build.

Customize with add-ons.

Select any optional upgrades from the add-on menu. Your total price and estimated monthly payment update in real time as you build.

Reserve your build slot.

Review your total and monthly, then place a $50 refundable deposit to hold your slot. If you'd like to pre-qualify for financing, Lyon's process takes minutes and uses a soft credit pull.

START THE CONFIGURATOR

FINANCING QUESTIONS

Financing, answered straight.

Financing-specific questions below. For everything else, see the full Optima FAQ.

Does checking my rate affect my credit score?

Pre-qualification through Lyon Financial uses a soft credit pull — it does not affect your credit score. A hard pull only occurs if you proceed to a full loan application.

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What credit score do I need to qualify?

Approval and minimum credit requirements are determined solely by Lyon Financial. We recommend starting the pre-qualification to see your eligibility — most homeowners with good credit qualify.

Can I finance add-ons along with the base package?

Yes. The configurator calculates your full project total — base package plus any add-ons you select — and the financing estimate reflects that combined amount.

How long does approval take?

Pre-qualification is typically returned in minutes. Full loan approval timelines vary by applicant and are managed by Lyon Financial directly.

Is there a down payment required?

Down payment requirements are determined by Lyon Financial based on your credit profile and loan terms. The monthly payment estimates shown on this page assume no down payment.

CONFIGURE + SEE MY MONTHLY

RESERVE YOUR BUILD SLOT

You could be swimming
six weeks from now.

Pick the perfect all-inclusive pool package for your back yard, reserve your build slot, and swim a few weeks later. It's that easy.

BUILD YOUR POOL

SOFT-PULL

PRE-QUAL

LENDER